什么是通信存款
通信存款 是指华侨、港澳台胞、外籍华人及批准出境定居或留学的国内居民,将其在国外的资金委托国内银行办理储蓄存款的一种方式。接下来小编为大家整理什么是通信存款,希望对你有帮助哦!
Deposits by correspondence refer to the way in which overseas Chinese, Hong Kong, Macao and Taiwan compatriots, Chinese of foreign nationality and domestic residents approved to settle down or study abroad authorize domestic banks to handle savings deposits for their funds abroad.
A client sending a letter authorizing the bank to handle the deposits by correspondence may go through the account opening procedures by attaching duplicates of his or her ID card, passport or exit pass and other valid credentials, filling out the Application Form for Opening Account of Deposits by Correspondence, choosing the type of deposits according to the types of services already transacted by the bank (say, current deposit, time deposit and current-time optional deposits, etc.), and also pre-assign the method of withdrawal later.
After account is opened, the bank, as agent, will keep the passbook(certificate), and mail or issue the Depository Certificate by Agency. The deposit can be withdrawn only against the Depository Certificate, and such depository certificate may be reported loss and brought out of the territory.
通信存款是指华侨、港澳台胞、外籍华人及批准出境定居或留学的国内居民,将其在国外的资金委托国内银行办理储蓄存款的一种方式。
来信委托银行办理通信存款开户的客户,须附身份证、护照或出境通行证等有效证件的影印件,填写“通信存款开户申请书”,根据银行已开办的业务种类(如活期、定期、定活两便等)选择存款种类,并约定日后的支取方式,即可办理开户手续。
开户后,银行将代保管存折(单),寄给或发给客户“代保管寄存证”。支取存款时凭“寄存证”办理,此证可挂失或携带出境。
-
雅思口语新题part2范文:重要学科
为了帮助广大考生提高自己的雅思口语成绩,下面小编给大家带来雅思口语新题part2范文:重要学科,来看看吧!雅思口语新题part2:重要学科答题思路Describeasubjectyoudidn’tthinkit’simportantbefore,butnowit’sveryimportant以前不重要,现在重要的学科Youshouldsay:w...
-
个人贷款种类的介绍
个人贷款,又称零售贷款业务,经过几十年的发展,已成为一项重要的贷款业务。接下来小编为大家整理了个人贷款种类的介绍,希望对你有帮助哦!一、个人二手房贷款Personalsecond-handhousingloanmeansaloanlentbybanktotheborrowerforittopurchaseapersonalhousingoraco...
-
银行货币兑换的英语口语
下面是本站小编整理的银行货币兑换的英语口语,以供大家学习参考。1A:ExcuseIbuyChineseyuanwithAmericandollars?B:'stheamountyouwanttochange?A:200USdollars.B:Pleasefillintheexchangememoandshowmeyourpassport.A:Isthatallright?B:mbertosignyournameonthem...
-
银行英语付款用语
下面是本站小编整理的银行英语付款用语,以供大家学习参考。付款方法modeofpayment现金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以汇票支付paymentbybill以物品支付paymentinkind付清||支付全部货款paymentinfull||fullpay...