美国富翁:身家至少750万美元才算富
A million dollars ain't what it used to be。
More than four out of ten American millionaires say they do not feel rich. Indeed many would need to have at least $7.5 million in order to feel they were truly rich, according to a Fidelity Investments survey。
Some 42 percent of the more than 1,000 millionaires surveyed by Fidelity said they did not feel wealthy. Respondents had at least $1 million in investable assets, excluding any real estate or retirement accounts。
"Every person in the survey is wealthy," said Sanjiv Mirchandani, president of National Financial, a unit of Fidelity. "But they are still worried about outliving their assets."
The average age of respondents was 56 years old with a mean of $3.5 million of investable assets. The threshold for "rich" rose with age。
"They compare themselves to their peer group ... and they are also thinking about the long period they will have in retirement and want more assets" to fund their lifestyle, said Michael Durbin, president of Fidelity Institutional Wealth Services。
Still, millionaires are slightly more optimistic now than they were in 2009, when 46 percent did not feel wealthy。
Respondents were also more optimistic about the US economy. While they thought the current US economy remained very weak, they think it will improve by the end of this year。
Fidelity noted the wealthiest 5 percent of Americans hold more than 55 percent of the nation's wealth。一百万美金不像过去那么值钱了。
超过四成的美国百万富翁说他们并不觉得自己有钱。富达投资集团的一项调查显示,许多人认为至少要拥有750万美元才会觉得自己真的富有。
富达集团调查的1000多名百万富翁中,有42%的人说他们并不觉得自己富有。这些被调查者都至少拥有100万美元的可投资资产,不包括不动产和退休金账户。
富达集团的国民金融部部长山吉夫•米尔查达尼说:“每个参与调查的人都是富人,但是他们依然担心财产不够用。”
被调查者的平均年龄是56岁,平均可投资资产为350万美元。年龄越大,“富人”的门槛也就越高。
富达财富服务机构主席迈克尔•德宾说,“他们会和自己的同龄群体相比较……他们也会考虑到自己退休后的漫长时光”,他们“需要更多的财产”来支撑他们的生活方式。
不过,相比2009年,百万富翁们现在还是乐观一些。2009年46%的百万富翁不认为自己有钱。
被调查者对美国经济前景也更乐观。尽管他们认为当前美国经济依然疲软,但他们相信年底前会有所好转。
富达集团指出,全美5%最富有的人拥有全国55%以上的财富。
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